How Apex Debt Relief Works

We work with you to settle your unsecured debt in the shortest amount of time.

We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor at Apex Debt Relief).

Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be free of unsecured debt.

Upon enrollment, we will draft cease and desist letters for you to forward off to the creditors.

This will advise the creditors to only contact you through mail. Reaching a settlement can be a very lengthy process, and usually takes several phone calls and communications between Apex Debt Relief and the creditor.

Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor.

We will then authorize a check to be distributed from your trust account and overnight this to the creditor.

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